What many now take for granted, credit unions invented. Credit unions are the innovators in Canadian financial services. And if you look closely, most of the first are focused on making financial services better, more convenient, and more flexible for members.

• First loans based on member character
• First payroll deduction service for deposits and loan payments
• First open mortgages
• First financial institutions to lend to women in their own name
• First to offer daily interest savings
• First full-service ATM network
• First home equity lines of credit
• First debit card service
• First registered education plans (RESPs)
• First fully functional Internet banking
• First branchless bank (Citizens Bank)
• First cheque imaging service

For Inofrmation about Credit Unions, please visit
www.cucentral.ca