Loans
Fully Secured Loan
Fully Secured Loans offer members a lower interest rate for securing their loan with cash on deposit, term deposits, GIC, Canada Savings Bonds, company shares, or life insurance policy cash surrender values.
| Term | 1, 2, 3, 4, 5, 6, and 7 years |
|---|---|
| Interest Rate |
Variable only – rate fluctuates based on prime View current rates here |
| Amount | $5000 minimum |
| Payment Options |
Open for Prepayment Fixed amount or interest only Weekly, bi-weekly, semi-monthly, and monthly |
Secured Fixed Car Loan
Secured Fixed Car Loans offer members a better interest rate when purchasing a vehicle that is less than 1 year old.
| Term | 1, 2, 3, 4, and 5 years |
|---|---|
| Interest Rate | View current rates here |
| Amount | $5000 minimum |
| Payment Options |
Open for Prepayment Fixed amount or interest only Weekly, bi-weekly, semi-monthly, and monthly |
Unsecured Fixed Loan
Unsecured Fixed Loans offer members the peace of mind of knowing their interest rate and loan payments will not change.
| Term | 1, 2, 3, 4, 5, 6, and 7 years |
|---|---|
| Interest Rate | View current rates here |
| Amount | $5000 minimum |
| Payment Options |
Open for Prepayment Fixed amount or interest only Weekly, bi-weekly, semi-monthly, and monthly |
Unsecured Variable Loan
Unsecured Variable Loans offer members the chance at a lower interest rate and loan payments.
| Personal | Investment | |
|---|---|---|
| Term | 1, 2, 3, 4, 5, 6, and 7 years | 1, 2, 3, 4, 5, 6, and 7 years |
| Interest Rate |
Variable only - rate fluctuates based on prime View current rates here |
Variable only - rate fluctuates based on prime View current rates here |
| Amount | $5000 minimum | $2000 minimum |
| Payment Options |
Open for Prepayment Fixed amount only Weekly, bi-weekly, semi-monthly, and monthly |
Open for Prepayment Fixed amount only Weekly, bi-weekly, semi-monthly, and monthly |
Go Green Loan
Go Green Loans offer members the opportunity to save the planet and their money when they make their home more energy efficient or drive a more fuel efficient vehicle.
| Personal | Car | |
|---|---|---|
| Term | 1, 2, 3, 4, 5, 6, and 7 years | 1, 2, 3, 4, 5, 6, and 7 years |
| Interest Rate |
1% off rate for term chosen View current rates here |
1% off rate for term chosen View current rates here |
| Amount | $5000 minimum $15000 maximum |
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| Payment Options |
Open for Prepayment Fixed amount only Weekly, bi-weekly, semi-monthly, and monthly |
Open for Prepayment Fixed amount only Weekly, bi-weekly, semi-monthly, and monthly |
For more green options, check out our new Go Green products
'The Credit Book' explains the choices members have when shopping for personal credit and helps guide them to choosing the right option. Download your free copy here
Still not sure what option is right for you? Check out Life Events Planner or contact a Your Credit Union Member Service Representative
