Competitive Banking Rates Come With Ownership

Being part of a strong financial community means collectively, we can keep our mortgage and loan rates flexible and competitive. As a not-for-profit financial organization, instead of simply creating more profit for Bay Street, we focus on keeping our fees and costs as low as possible.
And, at Your Credit Union, you’re treated how you should be, as an owner. Owners get better rates, services and solutions and you’ll find we can look at your whole financial situation not just your credit score. 
Prime Rate Rates
YouCU Prime Rate 3.70%
Current Term Specials Rates
30 Month Term Special 2.10%
54 Month Term Special 2.50%
Current Mortgage Specials Rates
3 Year Special Rate 3.04%
5 year Special Rate 3.24%
Current Loan Rate Specials Rates
Loan Promotion 5.99%
Great HISA & TFSA Rates Rates
$0 - $49,999 0.50%
$50,000 - $100,000 0.50%
$100,000+ 0.50%
 

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