
Becoming a Member is easy.
To start have the following ready:
- Identification –either Driver’s Licence, Provincial Identification Card, Canadian Passport, or Permanent Canadian Resident Card. The identification must not be expired
- Social Insurance Number
- When you join Your Credit Union, there is a $5 member share that is required to make you a member-owner. As a member-owner you have a vote on significant issues affecting the credit union. You even get to vote in the election of our Board of Directors. In fact, you can stand for election to our Board if you wish. When is the last time your big bank asked your opinion on anything?
- Once you have your account opened, you will need a cheque that includes your name from another Canadian Bank or Credit Union payable to you and signed by you. Your name can be either pre-printed or handwritten.
The membership application should take about 15 minutes to complete, depending on your internet speed and if you have all the required information available. If you are applying for a joint membership, you will need to come into the branch.
Once we review your application, we'll contact you with further details.
If you need assistance at any time, please call our Call Centre at 1.800.379.7757
If you don't have time to complete your application today, you can save it and return to it later.
NOTE:
Only Ontario residents 18 years and over are eligible to apply online.
Open to Personal Accounts only. Business Accounts must apply in-branch.
Cryptocurrency: Given the uncertainty and a current lack of regulatory framework, we have decided to limit our exposure for the time being and therefore will not open accounts for the purpose of conducting cryptocurrency transactions.
We can give you the strength to drop your big bank
Many people are dissatisfied with their big bank. The high fees they pay and the exorbitant salaries taken by bank executives anger them but they feel like they have no other option for meeting their financial needs.Owners get lower fees and higher returns
Your Credit Union exists to meet the needs of our member-owners, not to make money from them. That means that we can reinvest our profits in providing the lowest possible fees and the highest possible rates of return to our member-owners. It’s so much easier to treat people fairly when you’re not trying to make money from them. Here are just some of the ways we save you money:
- All new member-owners receive a fee-free account for one year
- After year one debit transaction fees are still 40% lower than traditional banks
- You have access to over 3500 ATMs nation-wide and 30,000 worldwide that carry no fee at all
- Secure personal loans at the lowest possible interest rate
- Earn the highest possible return on deposits