​Your Savings Account

• Salary Deduction - Partial Pay

• Salary Allocation - Direct Deposit

• Pre- Authorized Debits 

• In-Branch Withdrawal $1.20

• In-Branch Bill Payment $1.20

• In-Branch Transfers $0.00

• Direct Payment - POS $1.20

• Email Money Transfer (EMT) $1.20

• Request for Money via Online Banking $1.20

• Pre-authorized debit ( there shouldn't be any but just in case) $1.20

• ATM Withdrawals
  • Your CU/Exchange Network ATM's $0.00
  • Surcharge at all other CDN ATMs $2.00
  • These are network fees; additional fees may be levied by the ATM owner

• Salary Deduction - Partial Pay

• Salary Allocation - Direct Deposit

• Pre- Authorized Debits

• In-Branch Withdrawal $2.20

• In-Branch Bill Payment $2.20

• In-Branch Transfers $1.00

• Internet Banking bill payment $1.90

• Email Money Transfer (EMT) $1.20

• Request for Money via Online Banking $1.20

• Direct Payment - POS $2.20

• Pre-authorized debit (there shouldn't be any but just in case) $2.20

• ATM Withdrawal (Exchange, Acculink, CU) $1.00

• ATM Withdrawal (Interac) $4.00

• Internet banking transfers FREE

***The fees listed above will be debited automatically from the account immediately after the transaction.

The TFSA is great for members over the age of 18 who want to have their investments grow tax-free and remain tax-free at redemption.

The FHSA is great for members between the ages of 18 and 71 years of age who are saving for a down payment as a first-time home buyer. Your contributions are tax deductible (like an RRSP) and any gains you make, as well as withdrawals, are completey tax-free as long as they are used towards the purchase of a qualifying home.

You or your spouse must be a first-time home buyer who hasn't lived in a qualifying home as your principal residence that you owned or jointly owned in the current year or anytime in the preceding 4 years.

To find out more information regarding the FHSA, please visit Government of Canada website.