Treat their members as owners who have an equal stake in its success.
Have a mandate to control costs and keep fees as low as possible.
Have highly experienced personnel who tend to stay in their branch.
Devise solutions for their members based on a personal relationship, a deep understanding of their needs and a willingness to look beyond credit scores for innovative answers.
Traditional Banks…
Earn profit for themselves and their shareholders.
Treat their customers as a source of revenue.
Have a mandate to make as much money as they can.
Have highly experienced personnel who move frequently.
Devise solutions for their customers based on credit scores, their relative value as a customer and the pre-packaged products they have available to sell.
Service Fees
Click here for a breakdown of our account service fees, and a little more on why we charge them.