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  • Investing

Investments With Your Best Interest in Mind

We offer a range of registered and non-registered products that you can put together for a winning investment combination.

​Whether you are just getting started, looking to diversify your portfolio, or are a seasoned investing pro, we will help you find the perfect investment product to get you to your financial goals. 

​Choose How You Want to Invest


​Get retirement ready with a Registered Retirement Savings Plan.


​Grow your investments tax-free with the Tax-Free Savings Account. 


​Fund your child's future with the Registered Education Savings Plan.


​Trade and invest with confidence with low fees and a professionally managed, simple-to-follow plan.


​Benefit from great rates and flexible terms with one of our great Term Deposit offerings.


Talk to us now about your Registered Retirement Income Fund to help with your retirement needs.  


Class B Investment Shares are a long-term investment option for members to diversify their portfolio, earn a higher-than-market rate of return, and invest in the growth of YCU.


Online brokerage services are offered through Qtrade Direct InvestingTM, a division of Credential Qtrade Securities Inc.


A list of Registered Plan Fees.

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Concentra Trust updated versions of RRSP, RRIF and TFSA Declarations of Trust effective April 1, 2023


​Financial Planning and Advice 

​No matter what level of investing you are at, our team of professional and friendly Investment Advisors will help you navigate the waters of investing and put together a strategy that gets you to your goals as quickly and easily as possible.

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​Whether it is retirement planning, education planning or making your first investment, our experienced investment team will provide you with the most appropriate advice and solutions tailored to your unique situation.


​Saving for your future should not be complicated. We have created simple tools and calculators to help you calculate how long it will take to reach your goals, and how much to put aside to reach a fixed amount. 

*Mutual funds are offered through Credential Asset Management Inc. Online brokerage services are offered through Qtrade Direct Investing. Mutual funds and other securities are offered through Credential Securities. Qtrade Direct Investing and Credential Securities are divisions of Credential Qtrade Securities Inc. Credential Securities is a registered mark owned by Aviso Wealth Inc. Qtrade and Qtrade Direct Investing are trade names and trademarks of Aviso Wealth.