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Registered Plan Fees

 
 Withdrawals:  
RRSP (RSPGRP, RSPVAR, RSPHISA) $35.00
TFSA (TFSHISA) $1.00
FHSA (FHSHISA)  
Qualifying Withdrawal $0.00
All Other Withdrawals $35.00
RRIF (RIFVAR) $0.00
RESP $0.00
   
 Other Fees:  
Transfer to another institution $50.00
Duplicate Tax Slips $10.00
Records Search $25.00/hr1
Specialized Registered Plan Assistance Concentra Trust/Equitable Bank $275.00/hr


Redemption of Term Deposits prior to Maturity Date:

RRSP not redeemable prior to maturity

TFSA not redeemable prior to maturity

FHSA not redeemable prior to maturity

RRIF redeemable without penalty for withdrawal only (not transfer)

RESP redeemable without penalty for withdrawal only (not transfer)

 

All Escalator Term Deposits sold starting October 1st, 2019, are redeemable

If redeemed within the first 6 months, no interest will be paid

If redeemed after the first 6 months, interest will be paid up until the date of redemption at the posted rates within the product

 

All Escalator Term Deposits set up prior to October 1st, 2019, remain non-redeemable

 
Fees in effect as of December 1, 2023, and are subject to change without notice.
1. Minimum $25.00