​Registered Plan Fees

Transfer to another institution:          $50


  • RRSP                $35      (RSPGRP, RSPVAR, RSP HISA)           

  • TFSA                $1        (TFSA HISA)           

  • RRIF                 $0

  • RESP                $0

Duplicate Tax Slips:       $10

Records Search:          $25/hour (minimum $25)

Estates:           Specialized Estate Assistance Concentra Fee             $175   

Redemption of Term Deposit prior to Maturity Date:

  • RRSP               not redeemable prior to maturity

  • TFSA                not redeemable prior to maturity

  • RRIF                 redeemable without penalty for withdrawal only (not transfer)           

  • RESP                redeemable without penalty for withdrawal only (not transfer)

All Escalator term deposits sold starting October 1st, 2019 are redeemable. If redeemed within the first year, NO Interest will be paid. If redeemed after the first 12 months, then the member will receive interest up until the date of redemption at the posted rates within this product.

All escalator term deposits set up prior to October 1st, 2019, remain non-redeemable.

Fees in effect as of October 2019 and are subject to change without notice.