When the time is right you can transfer your Registered Retirement Savings Plan (RRSP) to a Registered Retirement Income Fund (RRIF) and continue to defer taxes while earning interest income. We work with you to ensure that when that time comes you have enough resources to continue your retirement in the manner you desire. This requires a long-term strategy that should begin long before you transfer to a RRIF. You are able to make annual contributions until December 31st of the year you turn 71, then your RRSP must be converted to a RRIF. Talk to us now about you retirement needs.