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Becoming a Member

Everyone is Welcome


You can join Your Credit Union using our online membership application or visit a local branch:

To apply online, have the following ready:

  • Identification – either Driver’s Licence, Provincial Identification Card, Canadian Passport, or Permanent Canadian Resident Card. The identification must not be expired.

  • Social Insurance Number

  • When you join Your Credit Union, there is a $5 member share that is required to make you a member-owner. As a member-owner you have a vote on significant issues affecting the credit union. You even get to vote in the election of our Board of Directors. In fact, you can stand for election to our Board if you wish. When is the last time your big bank asked your opinion on anything?

The membership application should take about 15 minutes to complete, depending on your internet speed and if you have all the required information available. 

Once we review your application, we will contact you with further details.

If you need assistance at any time, please call our Call Centre at 1-800-379-7757.

If you do not have time to complete your application today, you can save it and return to it later.


  • Only Ontario residents 18 years and over are eligible to apply online. 

  • Open to Personal Accounts only. Business Accounts must apply in-branch.

  • If you are applying for a joint membership, you will need to come into the branch.

Cryptocurrency:   Given the uncertainty and a current lack of regulatory framework, we have decided to limit our exposure for the time being and therefore will not open accounts for the purpose of conducting cryptocurrency transactions.


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Member Benefits

We are in your community and support programs within the community.

As a financial co-operative, Your Credit Union adheres to the guiding principles of the international co-operative movement. A core principle is care for community, which entails investing in the betterment of the communities we serve. Your Credit Union contributes a portion of earnings every year to support important programs that improve the quality of life for our fellow citizens. Imagine being part of a financial institution that you are actually proud of. 

Your Credit Union exists to meet the needs of our member-owners, not to make money from them. That means that we can reinvest our profits in providing the lowest possible fees and the highest possible rates of return to our member-owners. It is so much easier to treat people fairly when you are working together to achieve the same goals. Here are just some of the ways we save you money:

  • Debit transaction fees are still 40% lower than traditional banks.

  • You have access to over 3500 ATMs nation-wide and 30,000 worldwide that carry no fee at all.

  • Secure personal loans at the lowest possible interest rate.

  • Earn the highest possible return on deposits.

We are here for you, all our staff are local and living in the community, we see what you see. We can provide the support and advice that you need to make all of life's important financial decisions.