​Term Deposit

A guaranteed, worry-free investment.

A Term Deposit (also known as a Guaranteed Investment Certificate, or GIC) gives you a competitive return and the flexibility to still access your money after the term is over. It is a win-win.

Features:

  • Guaranteed returns on your initial investment.

  • Good for low maintenance investing.

  • An easy way to start saving.

  • Select between terms from 1 to 5 years.

​​Escalator Redeemable Term Deposit

  • ​Redeemable with full accrued interest after 365 days.

  • Benefit from Credit Union Deposit Insurance.

  • Use in registered and non-registered accounts. 

​Non-Redeemable Term Deposit  

  • ​Use in registered and non-registered accounts.

  • Benefit from Credit Union Deposit Insurance.

​​​​Index-Linked Term Deposit

  • ​​Get a higher return in relation to stock market index performance.

  • Interest is compounded annually, paid at maturity.

  • Use in registered and non-registered accounts.

  • Benefit from Credit Union Deposit Insurance.

  • Non-Redeemable.

  • Guaranteed to receive the amount you invested at the end of the term regardless of what happens to the index.

Apply for a Term Deposit Today!

​​Need a hand?

​Make an appointment with an experienced member of our investment team today.  

They can help with:

  • Investment Planning

  • Education Planning

  • Retirement Planning 

​How much can I save?

​Our handy Savings Calculator will help you estimate how your investments will grow over time.