Owners get the perfect card
You live your life your way. You should use your rewards your way as well. With our Flex Rewards program, you earn points just for using your card. Plus, you can redeem those points for your choice of cash, gift cards, merchandise or travel rewards.
To check out the most current reward options or redeem points, visit our Rewards Site.
VISA® FLEXRATE CARD
Looking for great benefits and value in a credit card? This is your card. In fact, this is the card for anyone looking for lots of extras at a low fee. Enjoy the added security of benefits like extended warranty and purchase protection. Earn FlexRewards on your purchases.
Annual Fee
$40
Benefits
- Zero Liability Fraud Protection
- Low annual fee
- Purchase Assurance and Extended Warranty® benefits**
- No charge for additional cards for authorized users
Annual Interest Rate
As low as 9.90%*. See YCU for more details.
Visa® Cash Back Card
For great savings, the Visa Cash Back Card starts with no annual fee. Then it pays you for using it! For every dollar you spend, you’ll earn cash back in the form of a credit on your account. Saving couldn’t be simpler.
Annual Fee
$0
Benefits
- Zero Liability Fraud Protection
- No annual fee
- Purchase Protection and Extended Warranty benefits**
- Additional card: $0
- Earn Cash Rewards
Annual Interest Rate
19.90%
VISA® CENTRA GOLD CARD
The Visa Centra Gold Card gives you a great balance of low rates and rewards possibilities, making it easy to fit into your lifestyle. You’ll save money while enjoying high-value rewards including travel, gifts, shopping and more.
Annual Fee
$50
Benefits
- Zero Liability Protection
- Earn 1 point for every $1 spent on eligible purchases
- Auto Rental Collison/Loss Insurance
- Purchase Protection and Extended Warranty
- $10 Additional Card Fee
Annual Interest Rate
9.90%
VISA® STUDENT CARD
Whether you’re looking to build credit or simply need a card for convenience and security, the Visa Student Card is the smart choice. There’s no annual fee, and your purchases are protected with an extended warranty. Using, building and understanding credit couldn’t be simpler.
Annual Fee
$0
Benefits
- Zero Liability Fraud Protection
- Purchase Protection and Extended Warranty which doubles manufacturer’s warranty up to 1 year on purchases made with your card.
Annual Interest Rate
11.90%
VISA® CLASSIC CARD
For simple use and savings, the Visa Classic Card is the choice for you. It keeps everything easy: a low annual fee, a low interest rate, and basic purchase protection. The only decision you’ll need to make is what to buy.
Annual Fee
$30
Benefits
- Zero Liability Fraud Protection
- Purchase Protection & Extended Warranty
- Low Interest Rate
Annual Interest Rate
11.90%
VISA® TRAVEL REWARDS GOLD CARD
With the Visa Travel Rewards Gold Card, you have support wherever you go. From as simple as baggage coverage to as big as emergency health coverage, you can travel with peace of mind. Plus, you’ll earn rewards you can redeem for flights, worldwide hotel options, top cruise destinations and more. It’s the perfect card to get you there, and the perfect card to take along.
Annual Fee
$99
Benefits
- Zero Liability Fraud Protection
- Earn Flex Rewards
- Purchase Protection & Extended Warranty
- Emergency Health Card Coverage
- Trip Cancellation & Interruption Insurance
- Lost or Delayed Baggage Coverage
- Protection for Grandchildren Travelling with You
- 24/7 Travel Assistance
- $30 Additional Card Fee
Annual Interest Rate
19.90%
VISA® INFINITE CARD
The Visa* Infinite Card is your key to earning the exclusive benefits you deserve. You'll be rewarded with unique benefits and exceptional service wherever you go.
Annual Fee
$120
Benefits
- Zero Liability Fraud Insurance
- Earn rewards faster, receive 2 points per every $1 spent on eligible purchases
- Purchase Assurance and Extended Warranty
- Emergency Health Card Coverage
- Trip Cancellation & Interruption Insurance
- Lost or Delayed Baggage Coverage
- Additional card: $50
Annual Interest Rate
19.90%
The Collabria Visa Card is issued by Collabria Financial Services Inc. pursuant to a license from Visa. Visa is a trademark of Visa Int. and is used under license.