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​Interac® e-Transfers

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  • There is a non-refundable fee of $0.90 for sending EMTs depending on account type

  • There is no fee for receiving EMTs

  • There are maximum limits on EMTs 

    • EMT transaction limit - $6,000

    • Outgoing Daily EMT limit - $10,000

    • Outgoing Weekly (rolling 7 day window) EMT limit - $20,000

    • Outgoing Monthly (rolling 30 day window) EMT limit - $40,000

It's Easy!

  • Log-in to online banking

  • Click ‘Transfers'

  • Click ‘Send Interac® e-Transfer’

  • Choose the account to ‘Transfer From’

  • Enter the amount you want to send

  • Choose the recipient to ‘Transfer To’

  • Leave them an optional message

  • Click ‘Continue'

  • 'Confirm’ all the information is correct




  •  ​First time users of Interac® e-Transfers will be prompted to create/edit their ‘Sender Profile’.

  • The email addresses you enter for yourself and recipients will be used to inform you and the recipient when a transfer has been sent, received, or declined.

  • For your security, only you and the recipient should know the security question and answer.

  • You can edit a recipient's information or delete them at any time.

  • It can take 15-30 minutes for the recipient to receive a notification email regarding the Interac® e-Transfer.

  • If the recipient does not accept and deposit the Interac® e-Transfer within 30 days of it being sent, it will be automatically deposited back into your account.

  • For more information about Interac® e-Transfers please contact your local branch or visit