There is a non-refundable fee of $0.90 for sending EMTs depending on account type
There is no fee for receiving EMTs
There are maximum limits on EMTs
EMT transaction limit - $6,000
Outgoing Daily EMT limit - $10,000
Outgoing Weekly (rolling 7 day window) EMT limit - $20,000
Outgoing Monthly (rolling 30 day window) EMT limit - $40,000
It's Easy!
Log-in to online banking
Click ‘Transfers'
Click ‘Send Interac® e-Transfer’
Choose the account to ‘Transfer From’
Enter the amount you want to send
Choose the recipient to ‘Transfer To’
Leave them an optional message
Click ‘Continue'
'Confirm’ all the information is correct
EMT COMPLETE
IMPORTANT INFORMATION
First time users of Interac® e-Transfers will be prompted to create/edit their ‘Sender Profile’.
The email addresses you enter for yourself and recipients will be used to inform you and the recipient when a transfer has been sent, received, or declined.
For your security, only you and the recipient should know the security question and answer.
You can edit a recipient's information or delete them at any time.
It can take 15-30 minutes for the recipient to receive a notification email regarding the Interac® e-Transfer.
If the recipient does not accept and deposit the Interac® e-Transfer within 30 days of it being sent, it will be automatically deposited back into your account.
For more information about Interac® e-Transfers please contact your local branch or visit INTERAC.ca
