2 Factor Authentication

On Monday morning, November 1st, Your Credit Union will implement Two Factor Authentication. Essentially, you will be asked to enter in an email address or mobile (cell)phone number where a 6 digit code will be sent to verify who you are. This is to further protect our members from scams and account takeovers. This will not be asked every time, only when the system senses a change in location or device type.

New Requirements to Identify Transaction Conductors

New regulations from FINTRAC, effective June 1, 2021, require us to capture Transaction Conductor information for cash deposits to an account for both Personal and Businesses.

Click on the .pdf document below to view the Regulations

ConductorsCashTransactionsFintracRegulations.pdf

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​Financial Services Regulatory Authority of Ontario

Financial Services Regulatory Authority of Ontario (FSRA) has increased the insurance coverage on all deposits from $100,000 per individual to $250,000 per individual.

**The limit on registered deposit remains in effect with it being unlimited coverage.

Please visit FSRA's website below for more details as to what is covered.

​All 4 of YCU's BRANCHES ARE OPEN

YCU branches are open and operating safely.

​​​FINANCIAL WELLNESS IS FOR EVERYONE

​YCU Financial Wellness Strategies can help you meet your goal comfortably.

​​WE ARE GOING TO BE CALLING YOU

Under federal regulations, financial institutions are required to periodically update member records.  We will only be asking you a few questions to confirm, or update, some basic information. We look forward to connecting with you in the near future.